Lendgo.com is not a banker or lender (“Service Provider”). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. Lendgo. com does not charge you, the consumer, a fee for its services. Who pays our bills? The lender. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close.

Fixed Rate: Refinance Rates at 5.1% APR Fixed!

This advertised rate is for qualified borrowers for a 15-year fixed rate mortgage to refinance an owner-occupied, one-unit, single family dwelling for a loan of $165,000 to $417,000 ($165,000 to $625,500 in Alaska and Hawaii). The loan is based on a 20% down payment and 1.99 cumulative discount and origination points. The APR may be as low as 5.1% APR. Lendgo.com is not acting as a lender or broker. The information provided by you to Lendgo.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers in the Lendgo. com network offer this or other products with fix rate options.

Variable Rate for qualified borrowers: $150,000,$200,000,$300,000,$400,000 mortgage with payments as low as $499, $665, $997, $1,330 per month

Rate is variable and subject to change. Credit restrictions may apply. The Start rate above is for a loan with a 20% down payment based on the minimum rate of 1% where the minimum payment is fixed for 12 months. Even though the minimum payment is fixed for the first 12 months, the fully indexed interest rate will change after the first month. The fully indexed interest rate will thereafter be based on an index (in this case, the one month Monthly Treasury Average, or “MTA” index, which is currently at 3.019% as of 9/29/2005, plus a margin of 2.125 to 3.125%, with the index adjusting monthly. For example, if the loan funded had a margin of 2.625%, the interest rate for the first month would be 1.0%, but on the second and subsequent months, the rate is 5.734% (and an APR of 5.842%) based on the total of the index (assuming it had not changed from the first month) plus the margin. Since the payment is still based on 1.0%, it is possible that the accruing interest will exceed the minimum payment amount, resulting in negative amortization. The borrower may choose between paying the minimum payment, interest only payment or a fully amortized payment during the Option Arm period which can be as long as five years. At the end of each 12-month period, for the first five years, the payment can be adjusted up to 7.5% of the payment amount. The Option Arm period of 5 years and the payments for the remaining term of the loan are subject to terms and conditions as well as potential changes and limits contained in your loan contract, mortgage, or other agreement. You may not be matched with the lenders(s) making this specific offer and some lenders may not offer this in certain states.