2018 Refi Program

Expiring Government Program Banks Don't Like To Talk About

Money experts said it could not be done and banks simply don’t like to talk about it, but a simple little government program passed by Obama has helped millions of homeowners save thousands of dollars each year.

This free program called the Home Affordable Refinance Program (HARP) is designed for the typical homeowner which means that it’s easy to qualify for and the process is very simple. Homeowners typically see average saving up to $4,140 each year for the life of their loan, that adds up to $124,200 on a 30-year mortgage. The savings are substantial to say the least.

It’s no secret why banks hope you never find out about this program and why opponents thought it was too good to be true and would not work. The fact is that HARP has been a huge success with over 3.4 million homeowners using HARP and thousands currently scrambling to get approved with HARP before it expires on December 18th, 2018. Congress has made it clear that it has no plans to extend it so this could be your last chance to use this once in a lifetime mortgage relief program.

Thousands of homeowners are scrambling to get approved with HARP before it expires on December 18, 2018. HARP is a government program with no costs or obligations. See if you qualify »

Not Your Traditional Mortgage Program

Homeowners that owe less then $625,000 on their home and have not missed a mortgage payment in six months see the most savings. While homeowners who owe more than their home is worth will be surprised they qualify for HARP and can refinance into astoundingly low rates that were otherwise unattainable.

But banks do not want you to know about this program because:

  • This program makes it easy for just about any homeowner to qualify for low rates
  • You can shop multiple lenders, you are not limited to your current lender's rates

Here are three reasons why we love this program:

  • The average monthly savings is $345 a month. That equates to $4,140 each year and a whopping $124,200 for the life of a 30-year loan.*
  • In addition to savings, you can pay off your home faster.
  • Homeowners can take the extra cash and use it for anything they want: an emergency, home improvement, paying off a debt, taking a vacation or anything else.

While millions of homeowners have taken advantage of HARP, there are still millions who may think HARP is too good to be true. Luckily, there are no costs or obligations for homeowners to see if they are eligible and work out savings online.

What You Need To Do Now

HARP will save just about any homeowner tons of money and Fetcharate's free service is designed to help you connect with HARP lenders instantly. In just minutes borrowers such as yourself can get a side-by-side rate comparisons from many lenders and find out which loan offers make the most sense.

Calculate your new house payment and see your savings »

Fetcharate is one of the country's largest and most respected mortgage refinance comparison websites. They are currently connecting smart homeowners like yourself with competitive mortgage rates. Service is fast, easy, and 100% free with no obligation. It takes less than two minutes - you have nothing to lose!

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