Expiring Government Program Banks Don't Like To Talk About

Virginia Homeowners Are Saving Up To $4,140 Each Year.

Terry Jefferson |April 04, 2018

Money experts said it could not be done and banks simply don’t like to talk about it, but a simple little government program passed by Obama has helped millions of homeowners save thousands of dollars each year.

This free program called the Home Affordable Refinance Program (HARP) is designed for the typical homeowner which means that it’s easy to qualify for and the process is very simple. Homeowners typically see average saving up to $4,140 each year for the life of their loan, that adds up to $124,200 on a 30-year mortgage. The savings are substantial to say the least.

It’s no secret why banks hope you never find out about this program and why opponents thought it was too good to be true and would not work. The fact is that HARP has been a huge success with over 3.4 million homeowners using HARP and thousands currently scrambling to get approved with HARP before it expires on December 31, 2018. Congress has made it clear that it has no plans to extend it so this could be your last chance to use this once in a lifetime mortgage relief program.

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Not Your Traditional Mortgage Program

Homeowners that owe less then $625,000 on their home and have not missed a mortgage payment in six months see the most savings. While homeowners who owe more than their home is worth will be surprised they qualify for HARP and can refinance into astoundingly low rates that were otherwise unattainable.

But banks do not want you to know about this program because:

  • This program makes it easy for just about any homeowner to qualify for low rates
  • You can shop multiple lenders, you are not limited to your current lender's rates

Here are three reasons why we love this program:

  • The average monthly savings is $345 a month. That equates to $4,140 each year and a whopping $124,200 for the life of a 30-year loan.*
  • In addition to savings, you can pay off your home faster.
  • Homeowners can take the extra cash and use it for anything they want: an emergency, home improvement, paying off a debt, taking a vacation or anything else.

Thousands of homeowners are currently scrambling to get approved with this program before it expires on December 31th, 2018. This could be your last chance to use this once in a lifetime mortgage relief program. See Your Savings »

Check Rates to Get Even More In HARP Savings

HARP will save just about any homeowner tons of money and Fetcharate's free service is designed to help you connect with HARP lenders instantly. In just minutes borrowers such as yourself can get a side-by-side rate comparisons from many lenders and find out which loan offers make the most sense.

Fetcharate is one of the country's largest and most respected mortgage refinance comparison websites. Their service is fast, easy, and 100% free with no obligation. It takes less than two minutes - you have nothing to lose!

Here's How You Do It:

Step 1: Get started by clicking on your state below.

Step 2: Fill out a quick form with basic homeowner information.

Step 3: See your savings.